How the government should assist others

The Conundrum: Due to rising college costs, student debt in the form of loans is rising annually. Lenders believe that taking out a loan is the price of
attending college and, so long as the interest rates and the repayment schedule is reasonable, the loans are fair and students should be made to repay them.
Opponents of student debt feel that placing an undue economic burden upon college students is harmful not only to students but to the economy in general.
They believe that higher education costs should be capped by the state and students must be forgiven their debt by private institutions so that they can use
their earnings to begin to enjoy their post-college lives.
The Task: Develop a claim that explains how business and government should assist college students in meeting their education costs.
The Audience: Your education professor and myself